Would your accounts squeeze through the tighter lending test?
It’s one thing to be ready to pay off a mortgage. It’s entirely another to convince lenders that you’re ready to do so, especially in the current environment of tighter lending standards. Here’s how to climb your way through the process. You...
Parents as guarantors: end your child’s first home mirage
They grow up so fast. One minute they’re nagging you for a dollhouse, the next, it’s for help buying a two bedroom unit in an up-and-coming suburb. If you always find it hard to say ‘no’ to your kids, here’s how to say ‘yes’...
It’s all about balance: Using an offset account to your advantage
Want to avoid sinking your entire savings balance into your mortgage? An offset account could be the solution you’ve been looking for. An offset account is straightforward to set up and easy to understand. It also has the potential to save you thousands of...
The truth about 0% car finance offers
Seen an offer along the lines of: ‘Drive away, 0% finance to pay’? Well, like most things in life, when it sounds too good to be true, it probably is. Finance offers like 0% (or other low interest rates) for new cars exist for a reason: the seller wants...