For consumers and businesses, going to the bank for a loan is no longer the only option for financing, and technology is just part of what’s driving the change in the lending marketplace. These changes involve the emergence of “online marketplaces” for...
School holidays and the festive period are fast approaching. Whether you have kids or are working, trying to figure out what to do for the holidays can prove challenging. Here we share a few ideas to keeping everyone entertained. Christmas decoration origami –...
The old days of being able to easily quote an interest rate are gone. It now depends on the Loan to Value Ratio (LVR), the loan purpose (owner-occupied or investment use), the repayment type (interest-only or principal and interest), and, to a degree, your credit...
This sounds like something Scrooge would say but setting a budget can be helpful, especially during the holidays. Allocating how much to spend on presents, food, decorations, and parties not only reduces your anxiety around holiday spending but also gives you a goal...
Many people have a credit card. They’re convenient, meaning you don’t have to carry around cash, let you borrow money instantly, and also offer benefits such as fraud protection, travel insurance, and rewards programs. However, credit cards also carry a level of risk...
Did you know that Australians owe about $32 billion in credit card debt? Divide this to each credit card holder in Australia and that amount comes to about $4300 per person. These tiny plastic cards that enable payment for goods and services, have made them one of the...
