Under the microscope: your micro-transactions

Under the microscope: your micro-transactions

When it comes to paying off your mortgage, many of us are in the dark as to where we should be making significant savings. A good place to start? Cutting down on ‘micro-transactions’. The lure of micro-transactions – purchases that are low in cost and trivial in...
On the up and up. Keen to jump into a property hotspot?

On the up and up. Keen to jump into a property hotspot?

With housing values falling across half of Australia’s capital cities over the past year – and the media well and truly letting us know all about it – it can be all too easy to forget many regions are doing well. Here’s where property prices...
Farewell negative gearing and CGT discount?

Farewell negative gearing and CGT discount?

You’ve probably seen ‘negative gearing’ and ‘capital gains tax’ in the news recently. That’s because they’re set to become hot topics ahead of the next federal election. Today we’ll take a look at both. If you’re...
Choosing the right investment ownership model

Choosing the right investment ownership model

We all know that choosing the perfect investment and getting the timing right are both critical. What people often overlook, however, is selecting the right investment ownership model. How you own your investment – and with whom – is a decision you’ll want to...
Why is the bank saying I can’t service a loan?

Why is the bank saying I can’t service a loan?

A question we often get goes something along the lines of: ‘I make my repayments on time, and I save $1,000 per month, why is the bank saying I can’t service a loan?’ Here’s how banks conduct loan serviceability. When a bank calculates loan...