More carrot, less stick: Comprehensive Credit Reporting

More carrot, less stick: Comprehensive Credit Reporting

Many people only pay their bills on time to avoid being slugged with late fees and a bad credit rating. But a big change this month means that you can now be rewarded for timely repayments. From mid-September, ANZ, NAB, Westpac and CBA all agreed to commence...
The importance of a will and a power of attorney

The importance of a will and a power of attorney

It’s a morbid thought that many of us tend to shy away from, but end-of-life financial planning is a crucial stage in any wealth-building plan. One day down the track you’ll no longer be around to make the most of the property portfolio you’ve worked...
Five common reasons home loan applications are rejected

Five common reasons home loan applications are rejected

Whether it’s unrequited love, or an unsuccessful home loan application, getting your heart broken is never easy. Here are five common reasons home loan applications are rejected. Due to the banking royal commission, lenders are cracking down on home loan...
Home loans: to lock in the rate or not?

Home loans: to lock in the rate or not?

With some of the major lenders recently lifting interest rates on variable home loans, we’ve had a number of enquiries this week as to whether now is a good time to lock in an interest rate. As predicted, Westpac’s recent decision to increase variable home...