Kate is recently divorced and is looking to buy a new home. She already has 20% deposit to put in, and since this is not her first home so she needs to pay stamp duty and other costs.
Kate had specific goals in mind: she wants to stop spending money on rent, and she would like to pay off as quickly as possible, without compromising her lifestyle. Barry was happy to help with her goals.
So, Barry looked for the best options that fit her goals and circumstances. Barry guided her through the process and explained every detail to her.
He discussed with Kate the pros and cons of a 5 Year Fixed Rate with or without the rate lock. She felt she was given easy to understand explanation from Barry. Kate decided to go with the 5 Year Fixed Rate without the rate lock.
It was seamless and Kate was grateful for Barry’s guidance and patience throughout the process. She got the loan settled and is happy with her new home.
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Note: Client’s name intentionally changed for privacy reasons. Image is for illustration purposes only.