Here Are Stories Of Some Of Our Clients
Its great being able to watch clients grow as you work with them. Clients I have been working with for over 10 years now, lets call them Bill and Carmen, have gotten married, started a family, paid off their home, and ventured further into property year after year.
Doing anything alone can be daunting and uncertain. Buying a house or investing in property on your own can be even scarier because you know the bank is looking solely at you and what you bring to the table, rather than the supplementation that comes with a partnership.
Constance and Bill have been our clients for nearly 10 years. When they first came to Clever Finance Solutions they were struggling financially with very little cashflow. They were behind on credit card repayments and stretched to pay their home loans.
Phyllis and Vicki needed to use the equity in their current properties to get the funds to pay for this project. Unfortunately, lenders have tightened loan requirements that allow access to equity and they are treating existing repayments differently.
Everyone hopes their loan application process is going to be quick and easy, and for some people it is. They are straightforward applicants—full-time employees working for someone else, and have a 20% deposit or more. However, the majority of the population are not cookie-cutter applicants, and this next client certainly isn’t.
With the emergence of fintech, there are several companies that are now able to assess your loan application within 22 minutes. It’s great if you are a stock standard applicant (full-time PAYG employed and maybe have a credit card), but applicants like these are few and far between. You can’t have any quirks in your life if you want your loan application to be successful.